What is Long-Term Care Insurance? Most people purchase long-term care insurance to help them at time when they need some additional help with their activities of daily living. This type of insurance is to help pay for either a nursing home or a home health care aide to offset the heavy cost of care.
Insurance companies are faced with a growing population that is living longer but at times needs some help to get through the day. To qualify for benefits under such a plan, a person generally is required to show proof that they need assistance with at least 2 of the following activities of daily living:
Eating: Bathing: Toileting: Dressing: Transferring: Bathing: Continence OR
Have a severe cognitive impairment
When planning for your retirement, and know that you will be on a fixed income, every penny counts, and when an insurance company doesn’t hold true to the promise they made to you, we can help you get the benefits you deserve. Insurance companies are hoping you get tired, frustrated and/or don’t want to deal with the headache of completing the process to obtain the benefits that you are rightly owed. That’s where we come in.
If you or a loved one have been wrongfully denied long-term care benefits, Contact Todd Krauss & Associates today to help get the compensation you deserve. Insurance companies are trying to take advantage of you or a loved one in a time of need, our office will help resolve that issue for no money up front. There will be no cost or expense to you until we prevail and get you the benefits you originally were promised you would get.
Our office has been dealing with insurance companies for over 20 years and know that they will stoop to any level to deny a person what is rightfully due to them. They will use doctors who are completely bought and paid for to give biased opinions to help the insurance company. They will tell you that there is always something else they need, ignore evidence or say they don’t have it, want another form signed, and just try to make the process so confusing that no matter what you do you will have no idea what is going on.
Call our office today for a free consultation. No fee if no recovery.